There’s so much information available about financial aid for college or career school that it can be hard to tell the facts from fiction. We’ve got you covered! Here are some common myths—and the real scoop—about financial aid and the Free Application for Federal Student Aid (FAFSA®) form. MYTH 1: My parents make too much money, so I won’t qualify for any aid. FACT: The reality is there’s no income cut-off to qualify for federal student aid. It doesn’t matter if you have a l....
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College funding is a unique niche for financial professionals. To succeed in the niche market of college financial planning, advisors must separate themselves completely from their competition. Do you have clients who will send their kids to college in the next few years? How about grandparents who want to help their grandkids pay for their education? If so, financial advisors should understand the importance of protecting their clients’ assets and income while planning for the high costs of....
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As the marketing director of the Association of Certified College Funding Specialists, I work closely with the founder Ron Them, CCFS® and every now and then when I look at one of our chats, I think to myself… I should share this. When it comes to college funding, there is not a better thinker regarding the subject. I should know, I see the demand for his expertise weekly, as I am the person that approves the interview requests for him. Ron and I were working on updates to the Education ....
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Since the majority of time and effort for any financial advisor goes into prospecting for new business, you should always strive to make the most profit from each contact. This means you will need to make each prospect as comfortable as possible when discussing their finances. You will also need an array of ideas and strategies that will keep your prospect’s interest, and then determine when a financial product will fit that strategy. Cash value life insurance is not the easiest financial pro....
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